Numerous car insurance policies are still sold for 12 months. However, to provide a more economical and practical solution, temporary car insurance can now be taken out providing insurance for six months, 28 days or even 24 hours.
Temp vehicle insurance is usually defined as insurance for one month or less. However, now a few different insurance providers offer flexibleinsurance for between 1 to 6 months.
There are even now policies coined “pay as you go”. This gives the benefit of being able to switch insurance on and off for periods when it will not be required.
There are many scenarios where temp cover for one day may be convenient. One of the most popular is making sure you are insured when using a friends motor. Although you may be able to drive another vehicle on your annual policy, securing an extra policy for this could protect any no claims bonus acquired. This could therefore be a cost effective option for more experienced drivers.
Another reason temporarycover is beneficial is when providing insurance for a driver sharing the driving on a longer journey.
Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is needing cover when buying a new automobile either privately or from a dealer and needing to drive it home. Taking a test drive and requiring cover for a day can be another reason.
Several drivers of vans will either be hiring or borrowing the vehicle. This can be where 1 day car insurance is helpful, when you are borrowing a van for a range of situations.
For bikers that are planning a summer road trip, cheap temp cover could be very useful. This could be beneficial if they only ride the bike occasionally.